IMG International Travel Medical Insurance (Premium)

$4.13

Patriot Platinum provides first-class protection for those wanting to obtain the maximum coverage available in a short-term travel medical insurance product.

Short-term travel medical insurance for individuals and families

Provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical insurance product.
 

Travel Medical Insurance Testimonial

YouTube video

 

Highlights:

  • Short-term travel medical coverage
  • Coverage for individuals and dependents 
  • Two plan designs – one for U.S. citizens and one for non-U.S. citizens traveling outside their home country
  • Maximum Limits from $1,000,000 to $8,000,000
  • Deductible options from $0 to $25,000
  • Available in monthly and daily rates
  • Renewable up to 36 months
  • Access to Global Concierge & Assistance Services – extended services handled by a dedicated service team 
  • Access to board-certified physicians, licensed psychologists, pharmacist, dentists, dieticians, and trainers to assist you with any routine health-related questions you have
  • Freedom to seek treatment with a hospital or doctor of your choice
  • Universal Rx pharmacy discount savings
  • 12 month benefit period
  • 24-hour secure access from anywhere in the world to manage your account at any time 

Who the plan is designed for:

  • Travelers wanting first-class medical coverage
  • Vacationing families and individuals 
  • Traveling executives 

Coverage Options

  • Travel medical insurance for individuals, families, and groups
  • Renewable up to 36 months
  • Deductible options from $0 to $25,000
  • Maximum limits from $2,000,000 to $8,000,000
  • Acute onset of pre-existing conditions: Under 70 years of age, with varying limits by age up to $1,000,000. $25,000 maximum limit for medical evacuation

Additionally, the plans offer excellent benefits and services to meet your global travel needs.

You’ll have access to international, multilingual customer service centers, claims administrators who process claims worldwide, in virtually every language and currency, and 24-hour access to highly qualified coordinators of emergency medical services and international treatment.

You can choose from a wide range of deductibles and several maximum limits, and you’ll also have access to more than 17,000 providers through our International Provider Access Network when seeking treatment outside the U.S. 

You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the UnitedHealthcare Options network. 

 

COVID-19

We are pleased to announce that Patriot International, Patriot Platinum International, and Visitors Care plans will undergo a modification to the Pandemic and Epidemic language to include coverage for COVID-19. Patriot America Plus and Patriot Platinum America plans already include coverage for COVID-19.

 

Company Rating (A.M. Best)

Cancellation Policy

The Insured Person shall have three days from the Initial Effective Date of Coverage to review the benefits, conditions, limitations, exclusions, and all other Terms of the Master Policy as evidenced and outlined in the certificate. If not completely satisfied, the Insured Person may request cancellation of this insurance retroactive to the Initial Effective Date of Coverage by sending a written request to IMG by email, mail, or fax and received by IMG with the Review Period, thereby qualifying to receive a full refund of Premium paid.

Upon effectuation of such cancellation and refund, neither IMG nor the Insured Person shall have any further rights, liabilities, or obligations under this insurance.

After the Review Period, the following conditions apply if the Insured Person wishes to cancel this insurance:
– If any claims have been filed with IMG, the Premium is fully earned and is non-refundable.
– If no claims have been filed with IMG, a cancellation fee of $50.00 will be charged and only Premium covering time periods after the cancellation are refundable.

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