International Student Health Insurance is an insurance coverage option for international students that includes the appropriate combination of plan benefits, value, and coverage to keep them safe and healthy. IMG student health plans may also assist you in maintaining a healthy financial situation.
International students studying in the United States are protected by a J1 visa and have coverage that meets F1 visa requirements. International students from the United States who study outside of their home country can use an IMG plan to stay covered in Schengen visa countries as well as other nations.
Long- and short-term student health plans from IMG are great for:
- Individuals and groups participating in international student programs
- Cultural exchange participants
- International graduate students
- Scholars and educators
- Dependents of those participating in international study programs
IMG has done the legwork so you don’t have to, providing health insurance plans that are tailored to international and study abroad students and academics.
Long-term international students and scholars medical insurance
Highlights:
- Standard and Platinum level benefits available
- Long-term medical coverage
- Coverage for individuals and groups and their dependents
- Coverage can be extended up to 12 months from the initial effective date if a minimum of three months is purchased
- Freedom to seek treatment with the hospital or doctor of your choice
- 24-hour secure access from anywhere in the world to manage your account at any time
- Student Health Center $5 copay per visit
- Universal Rx pharmacy discount savings
- Meets student visa requirements
- Maternity coverage (on Platinum Plan Option only)
- Mental health coverage
- Organized sports coverage
- International emergency care
- Pre-existing coverage after 6 months with the Platinum option or 12 months with the Standard option
Who the plan is designed for:
- Individuals participating in student international programs
- Cultural exchange participants
- Graduate international students
- Scholars and educators
Coverage Options
- Comprehensive medical insurance for international students or scholars participating in a sponsored study abroad program
- Coinsurance in PPO network or student health center within the U.S.: Company pays 100%
- A deductible of $100
- Maximum limit for student: $500,000
- Provides coverage for mental health, organized sports, and pre-existing conditions
Effective July 1, 2020, International Medical Group (IMG®) has amended the current Public Health Emergency exclusion in their international student insurance policy wordings by issuing an endorsement that provides coverage for COVID-19 medical expenses. This endorsement will be added to the following plans:
- Patriot Exchange Program
- Student Health Advantage
- Student Health Advantage Platinum
- All customized student and exchange plans
This update applies to the above-mentioned plans for all new and existing insureds.
Members with an existing policy will be emailed about the change and log into their MyIMG account to view the endorsement. New members can view this endorsement in their plan documents after purchasing or enrolling as part of a group.
Telemedicine
We are pleased to announce the addition of a telemedicine (i.e., Teledoc) benefit for groups seeking coverage in the United States. This virtual service provides a convenient way for customers to connect with licensed physicians for non-emergency conditions without having to make a trip to the emergency room or physician’s office.
