Investing

Articles, guides, and reviews about investing.

IUL Vs. Roth IRA

IUL vs. Roth IRA: Comprehensive Comparison Guide Indexed Universal Life (IUL) and Roth IRAs are both popular financial tools with unique benefits. This guide will help you understand the key differences, advantages, and ideal usage scenarios for each. What is Indexed Universal Life (IUL)? IUL is a type of permanent life insurance that combines a…

IUL Vs. Roth IRA Read More »

Equivalent Portfolio Value (EPV)

Understanding Equivalent Portfolio Value (EPV) In the realm of investment management, you need tools that provide a clear understanding of how your portfolio is performing, especially when factoring in risk. Equivalent Portfolio Value (EPV) is a pivotal concept that helps you grasp the true value of your investments by adjusting for risk and comparing it…

Equivalent Portfolio Value (EPV) Read More »

A Guide To Annuity Basis Points

What are Basis Points? Definition and Importance Basis Points (BPS) are a critical unit of measure in finance, representing 0.01% or 1/100th of a percent. This tiny unit is essential for expressing small changes in interest rates, bond yields, and investment fees with precision and clarity. Practical Applications Interest Rates Basis points simplify the communication…

A Guide To Annuity Basis Points Read More »

How To Live Off Your Investment Interest: A Guide To Passive Income

The Essentials of Living Off Interest What is Living Off Interest? Living off interest involves generating income through interest-bearing investments. These can include savings accounts, bonds, stocks, and other financial products that offer a fixed or variable rate of return. The key is to find investments that provide a higher rate of return than the…

How To Live Off Your Investment Interest: A Guide To Passive Income Read More »

Financial Advisors: Are They Worth It?

Understanding Financial Advisors and Their Services What Do Financial Advisors Do? Financial advisors are your strategic partners in managing your finances. They help you make informed decisions about investments, retirement planning, and tax strategies, offering personalized advice tailored to your financial goals. By working closely with you, they develop comprehensive plans that include budgeting, saving,…

Financial Advisors: Are They Worth It? Read More »

The Best Safe Investments For 2024

The Best Safe Investments For 2024 High-Yield Savings Accounts High-yield savings accounts offer higher interest rates compared to traditional savings accounts. They are FDIC insured up to $250,000, providing security and easy access to funds. Certificates of Deposit (CDs) CDs provide fixed interest rates and are also FDIC-insured. They offer flexible terms ranging from a…

The Best Safe Investments For 2024 Read More »

Scroll to Top