Find all the best information on safe investing and how to improve your finances with these helpful guides.
Is the market about to crash? This guide teaches how to prepare, protect, and grow a 401k, IRA, retirement savings, and investments before, during, and after a stock market crash and recession. In addition, the guide will go over the difference between a bear market and a bull market, a brief stock market crash history…
An annuity can be a great way to save for retirement, but there are some things you should know before buying one. One of the most common questions is, “Can you lose money in an annuity?” The answer may surprise you! This guide will discuss the ins and outs of annuities and what you need…
There are many options when it comes to saving for retirement. Two of the most popular choices are annuities and IRAs. But which is the best option for you? This guide will compare annuities and IRAs and help you decide how to save for retirement! Is an Annuity a Better Investment for Your Assets Than…
It’s a common misconception that retirement funds, whether in a 401k or a 403b account, are entirely locked away until retirement. The reality is not so black and white. Welcome to the fascinating world of in-service distribution, a financial strategy that allows you to access your funds while still actively employed. What is an In-Service…
Man, I’m so sick of tv and radio personalities, personal finance blogs, and media outlets writing inaccurate information about annuities and retirement planning to collect a check or gain new followers. So I’m going to list every inaccuracy published about annuities, and I will keep adding to it. Maybe they’ll get some sense to collaborate…
Hello dear readers, and welcome to our informative discussion today. We will delve into the financial world and address a topic that has been a head-scratcher for many—why would a rich person get an annuity? This question, seemingly counter-intuitive initially, unravels a wealth of understanding about intelligent investing and strategic financial planning. So whether you’re…
Annuities are financial products that have the potential to provide you, the investor, with a stable income stream during retirement. There are various types of annuities, and one type that stands out due to its unique characteristics is the participation rate annuity. However, the annuity participation rate, fixed index annuity participation rate, and many other…
When it comes to your taxes, there are a few things you can do to defer paying them. One of those things is tax-deferred investing. This type of investment allows you to delay paying taxes on the money you earn from it until you withdraw it. In this guide, we will discuss what tax-deferred investing…
How does a Fixed Indexed Annuity grow a retirement savings plan? Indexed annuities offer the potential to earn interest based on the performance of a stock market (sometimes bond market) index without investing directly in either market. If the stock or bond index rises, you will receive a portion of the increase in that particular…
A 401k rollover is a process by which you can move your retirement savings from one 401k account to another. This can be a great way to consolidate your retirement savings or to move your money into a better investment plan. This guide will discuss how the 401k rollover works and what you must do…