IRA

Articles, guides, and reviews about various individual retirement accounts (IRAs) and Roth IRAs.

How to Find Old Retirement Accounts

General Strategies For All Types Of Retirement Accounts Gather Your Old Employment Information Start by compiling a list of all your previous employers where you might have set up a retirement account. Include the company name, any company that took over the business, your employment dates, and contact information if you have it. This information…

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Can I Roll a Pension into an IRA?

Rolling A Pension Into An IRA Rolling a pension into an Individual Retirement Account (IRA) is a common strategy for retirees looking to manage their retirement funds more flexibly. This guide will walk you through the process, benefits, and considerations of rolling your pension into an IRA or an IRA annuity with a Guaranteed Lifetime…

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Can I Contribute to an IRA After I Retire?

Can I Contribute to an IRA After I Retire? Planning for retirement involves making key decisions about your financial future, including your options for continuing contributions to Individual Retirement Accounts (IRAs). Whether you have a Traditional IRA, Roth IRA, SEP-IRA, or SIMPLE IRA, understanding the rules and opportunities for post-retirement contributions is essential. Traditional IRA…

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Is Your Money Safe In An IRA?

Is Your Money Safe In An IRA? Investing in an Individual Retirement Account (IRA) is a popular way to save for retirement, but understanding the safety of your money in an IRA is crucial. This guide will walk you through the various aspects that contribute to the security of your IRA investments. Types of IRAs…

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When Should You Cash Out an IRA?

When Should You Cash Out an IRA? Individual Retirement Accounts (IRAs) are powerful tools for retirement savings, offering tax advantages that can help you build a substantial nest egg. However, there may come a time when you consider cashing out your IRA. Understanding when and why to do so is crucial to avoid unnecessary penalties…

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Can I Reinvest My RMD into a Roth IRA?

Understanding RMDs What Are RMDs? Required Minimum Distributions (RMDs) are mandatory annual withdrawals from traditional IRAs, 401(k)s, and other retirement accounts that you must start taking when you reach age 73. The amount of the RMD is determined based on your account balance and life expectancy, ensuring you gradually draw down your retirement savings. Why…

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