Annuity & Insurance Agency
Articles, guides, and reviews about long-term care planning.
When caring for our loved ones, we always want to ensure they are comfortable and happy, especially during their golden years. However, it can be overwhelming to think about the cost of assisted living, especially if it’s not something you have planned for in advance. This guide will discuss some tips on paying for assisted …
As we age, we tend to require more care, and for many of us, this means looking for ways to stay healthy and comfortable in our homes. Home health care is an excellent option for some, but knowing where to start can be difficult. This guide will provide an overview of how to qualify for …
If you have a 401(k) account, keeping track of it regularly is essential to ensure that your retirement savings are on track. Monitoring your account balance, contributions, and investments can help you make informed decisions about your retirement plan. But with so many online tools and resources available, it can be overwhelming to know where …
Insurance can provide much-needed financial security and peace of mind during unexpected health crises. However, with so many types of insurance available, it can be challenging to know which one is right for you. People often confuse two common types of insurance policies: critical illness insurance and long-term care insurance. This comparison will explore the …
As we age, our risk of needing long-term care increases. Long-term care insurance is an option to help cover long-term care costs, but did you know that group long-term care insurance is an option? Group long-term care insurance is a policy purchased by an employer or organization and offered to their employees or members at …
Long-term care insurance is designed to provide financial assistance for individuals who require extended care services, such as those with chronic illnesses, disabilities, or those who cannot perform daily living activities independently. In addition, long-term care insurance can help provide peace of mind and protection for the future. However, with the introduction of hybrid long-term …
Traditional vs. Hybrid Long-Term Care Insurance: Pros and Cons Read More »
Our health and mobility can decline as we age, and we may need assistance with daily activities. This is where long-term care insurance (LTCI) comes in handy. It can help cover the costs of nursing home care, assisted living facilities, and home health care services. However, like any insurance policy, there are limitations to what …
Long-term care insurance is designed to cover care costs if an individual cannot care for themselves due to age, injury, or illness. This type of insurance can be essential for individuals who want to protect their assets and ensure that they receive the care they need in the future. However, some pre-existing medical conditions may …
Pre-Existing Conditions That Deny Long-Term Care Insurance Coverage Read More »
Long-term care insurance can be a valuable asset in ensuring that you or a loved one can receive the necessary care and support in the event of an illness, injury, or disability that requires long-term care. In addition, it can provide financial support for a range of services, from in-home care to nursing home stays. …
Long-term care insurance is a valuable investment that can help cover the cost of long-term care services for those who require assistance with daily living activities. However, many policyholders are unaware of their options for getting a refund if they do not use their policy. In this guide, we will explore the question, “Can I …
Can I Get A Refund If I Don’t Use My Long-Term Care Insurance Policy? Read More »