The Best Index Annuity Rates

Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

Compare Index Annuity Rates

Index annuities are financial products offered by insurance companies. They balance risk and reward by tying growth to a stock market index, like the S&P 500, while also protecting principal against market downturns.

Use this tool to see the latest index annuity rates for guaranteed annual lifetime withdrawals:

Best Index Annuity Rates

Best Index Annuity Rates for Annual Withdrawals

1. Athene Performance Elite Series

  • Growth: Designed for individuals seeking growth potential.
  • Features: Offers a range of index options and potential for higher returns.

2. American Equity AssetShield Series

  • Growth: Aims for a balance between growth and protection.
  • Features: Provides a blend of index choices and safety features.

3. Americo LibertyMark Freedom Series

  • Growth: Suitable for those focusing on long-term growth.
  • Features: Offers multiple index strategies and potential for enhanced earnings.

Best Index Annuity Rates for Income

1. F&G Safe Income Advantage

  • Income: Ideal for steady income generation.
  • Features: Provides reliable income streams with flexibility.

2. Athene Ascent Pro Bonus

  • Income: Focuses on maximizing retirement income.
  • Features: Offers bonus credits and multiple income options.

3. North American Income Pay Pro

  • Income: Tailored for consistent income in retirement.
  • Features: Features various income riders and withdrawal benefits.

Best Index Annuity Rates for Long-Term Care Benefits

1. Equitrust Bridge Annuity

2. OneAmerica Indexed Annuity Care

  • Long-Term Care: A comprehensive solution for care expenses.
  • Features: Combines growth potential with care benefits.

Best Indexed Annuity Rates for Death Benefits

1. Legacy LibertyMark and ClassicMark with Heritage Maximizer rider

  • Death Benefits: Enhances the value of the estate.
  • Features: Offers a rider that increases death benefits.

2. Athene Agility 10

  • Death Benefits: Aimed at leaving a legacy.
  • Features: Provides options for enhanced death benefit payouts.
Indexed Annuity Rates

Comparative Features of Index Annuities

ProductFocus AreaKey FeatureBest For
Athene Performance EliteGrowthHigh Growth PotentialLong-Term Investors
American Equity AssetShieldGrowthBalance of Safety and GrowthModerate Risk-Takers
Americo LibertyMark FreedomGrowthEnhanced Earnings OptionsGrowth-Oriented Savers
F&G Safe Income AdvantageIncomeReliable Income StreamsRetirement Income Seekers
Athene Ascent Pro BonusIncomeBonus CreditsMaximizing Retirement Income
North American Income Pay ProIncomeVarious Income RidersConsistent Retirement Income
Equitrust Bridge AnnuityLong-Term CareCoverage for Care NeedsPreparing for Health Expenses
OneAmerica Indexed Annuity CareLong-Term CareComprehensive Care BenefitsComprehensive Care Planning
Legacy LibertyMark with Heritage MaximizerDeath BenefitsIncreased Death BenefitsEstate Planning
Athene Agility 10Death BenefitsEnhanced Death Benefit PayoutsLegacy Building
Index Annuity Rates

How We Can Help

At The Annuity Expert, we understand the complexities of planning for retirement and selecting the right financial products. We’ve been an insurance agency, annuity broker, and retirement planner for 15 years, and we know what you’re going through. Our mission is to help you find the best solution at the lowest cost, tailored to your unique needs and preferences.

Understanding Your Challenges

We know the core problem you’re facing: ensuring financial security in retirement without risking your hard-earned savings. This challenge brings several symptoms, including:

  • Anxiety about Market Volatility: Fear of losing your principal in a downturn.
  • Confusion Over Complex Products: Difficulty understanding the myriad of options available.
  • Concern About Sufficient Income: Worry about having enough income to last throughout retirement.

By addressing these symptoms, we aim to alleviate your concerns and provide you with peace of mind.

What We Recommend

Step 1: Initial Consultation

  • What Happens: In your first consultation, we will discuss your financial goals, risk tolerance, and retirement timeline.
  • Main Benefit: Personalized advice tailored to your unique situation, ensuring you start on the right path.

Step 2: Customized Annuity Plan

  • What Happens: We will create a customized index annuity plan based on your input and the latest market data.
  • Main Benefit: A tailored plan that maximizes growth potential while protecting your principal.

Step 3: Ongoing Support and Adjustments

  • What Happens: We provide continuous support, monitoring your annuity’s performance and making necessary adjustments.
  • Main Benefit: Peace of mind knowing your investment is being actively managed for optimal performance.

Features and Benefits

  • Expert Guidance: Benefit from our 15 years of experience in the field.
  • Personalized Plans: Receive a plan tailored specifically to your needs.
  • Continuous Support: Enjoy ongoing monitoring and adjustments to your plan.
  • Transparent Information: Get clear, concise explanations of complex terms and products.

Common Objections Addressed

  • “I’m not sure I understand annuities.” We provide clear, straightforward explanations to make complex terms easy to understand.
  • “I don’t want to risk my principal.” Our recommended products include principal protection features.
  • “I need flexibility.” Our plans offer flexible terms and withdrawal options to suit your changing needs.

Negative Consequences of Not Working With Us:

You might miss out on optimal rates, leading to lower returns and increased anxiety about your financial future.

Positive Outcomes of Working With Us:

Experience peace of mind, knowing your retirement savings are in expert hands. Enjoy the confidence of having a secure, well-planned financial future.

Contact us today for free advice or a quote and take the first step towards a secure financial future.

Looking For An Indexed Annuity?

Get help or a quote from a licensed financial professional. This service is free of charge.

Contact Us

Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

Shawn Plummer is a Chartered Retirement Planning Counselor, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

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