If you’re looking for travel insurance, your credit card might be the best place to start. Many credit cards offer some form of travel insurance, which can provide coverage for things like trip cancellations and lost baggage. But not all credit card travel insurance is created equal. In this guide, we’ll tell you what you need to know about travel insurance through credit cards.
- Travel Insurance Through My Credit Card?
- Which Plan Should You Get Instead Of Credit Card Travel Insurance?
- Best If You Are A Senior
- Best If You Are A Diabetic
- Best For Parents With Children
- Best For Going On A Cruises
- Best For Visiting The USA
- Best For Medical Conditions
- Best For Domestic Travel Insurance
- Best For International Travel
- Best For International Relocation
- Best Annual Travel Insurance Plans
- Best For Students Studying Abroad
- Best For Cancellation For Any Reason (CFAR)
- Best For International Health Insurance
- Best For COVID
Travel Insurance Through My Credit Card?
Some credit cards provide travelers’ insurance benefits packages. To acquire coverage, the cardholder must book the trip through the credit card company, and we all know how expensive travel can be with many credit card companies. The restrictions may in fact be quite limited, and additional coverage might cost more. There could also be a deductible.
Knowing the coverage levels for travel insurance purchased through credit cards may help you decide which features to seek. Know the maximum benefit amount and if health insurance is included. Buying directly from an insurance company might be cheaper than getting travel insurance through a credit card.
Some popular plans are with the following credit card and banking programs:
Which Plan Should You Get Instead Of Credit Card Travel Insurance?
Best If You Are A Senior
Best If You Are A Diabetic
- Short Term Travel: Patriot Platinum Travel Medical Insurance
- Long Term Travel or Living Abroad: Global Medical Insurance
Best For Parents With Children
- International Travel: Patriot Platinum Travel Medical Insurance
- Domestic Travel: Allianz Travel Insurance
Best For Going On A Cruises
- Travelers: Patriot Platinum Travel Medical Insurance
- Employees: GeoBlue and IMG travel insurance
Best For Visiting The USA
- Parents, Family Members, and Visitors: Patriot America Plus Visitors Insurance
- Students: Patriot Exchange Student Program
Best For Medical Conditions
- Short Term Travel: Patriot Platinum Travel Medical Insurance
- Long Term Travel or Living Abroad: Global Medical Insurance
Best For Domestic Travel Insurance
Best For International Travel
- Short Term Travel: Patriot Platinum Travel Medical Insurance
- Long Term Travel or Living Abroad: Global Medical Insurance
Best For International Relocation
Best Annual Travel Insurance Plans
Best For Students Studying Abroad
- Less Than 1 Year: Patriot Exchange Student Program
- More Than 1 Year: Student Health Platinum International Student Insurance
Best For Cancellation For Any Reason (CFAR)
Best For International Health Insurance
- Short Term Travel: Patriot Platinum Travel Medical Insurance
- Long Term Travel or Living Abroad: Global Medical Insurance