Travel Insurance Through Credit Cards: What You Need to Know

Shawn Plummer

CEO, The Annuity Expert

If you’re looking for travel insurance, your credit card might be the best place to start. Many credit cards offer some form of travel insurance, which can provide coverage for things like trip cancellations and lost baggage. But not all credit card travel insurance is created equal. In this guide, we’ll tell you what you need to know about travel insurance through credit cards.

Travel Insurance Through My Credit Card?

Some credit cards provide travelers’ insurance benefits packages. To acquire coverage, the cardholder must book the trip through the credit card company, and we all know how expensive travel can be with many credit card companies. The restrictions may in fact be quite limited, and additional coverage might cost more. There could also be a deductible.

Knowing the coverage levels for travel insurance purchased through credit cards may help you decide which features to seek. Know the maximum benefit amount and if health insurance is included. Buying directly from an insurance company might be cheaper than getting travel insurance through a credit card.

Some popular plans are with the following credit card and banking programs:

Which Plan Should You Get Instead Of Credit Card Travel Insurance?

Best If You Are A Senior

Best If You Are A Diabetic

Best For Parents With Children

Best For Going On A Cruises

Best For Visiting The USA

Best For Medical Conditions

Best For Domestic Travel Insurance

Best For International Travel

Best For International Relocation

Best Annual Travel Insurance Plans

Best For Students Studying Abroad

Best For Cancellation For Any Reason (CFAR)

Best For International Health Insurance

Best For COVID

Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

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