The Best Travel Insurance For Seniors

Shawn Plummer

CEO, The Annuity Expert

What is travel insurance best for seniors? Are you a Senior over the age of 65 wanting to travel abroad and researching the best travel insurance for seniors? Senior Travel insurance is a form of travel medical insurance created explicitly for travelers over 65.

Your domestic health insurance will not cover your medical or dental while traveling abroad.

If you qualify for Medicare, are actively enrolled in Medicare Parts A & B and enrolled in a Medigap Plan or Medicare Advantage Plan, read below. 

If you are not the above, check out our guide on the various international medical plans.

Find the best travel insurance for Seniors here.

Travel Insurance For Seniors

Find Medicare-friendly travel insurance designed specifically for seniors over age 65.

International Travel Insurance For Seniors Over Age 65

This type of travel insurance is ideal for:

  • Travelers over the age of 65 going on International Vacations/Holidays.
  • Visitors/Immigrants (Ages 65+) leaving their home country.
  • Employers/Business Travelers (Ages 65+) traveling to another country for work.
  • Travel insurance for the elderly.

How Travel Insurance for Senior Citizens Work

YouTube video

Seniors Travel Insurance Coverage

  • Short-term travel medical coverage
  • Coverage for individuals and spouses over age 65
  • Two plan designs – Single-Trip and Multi-Trip
  • Maximum Limits from $50,000 to $1,000,000
  • Numerous deductible options
  • Available in daily and monthly premium rates
  • Extendable up to 12 months
  • Seek treatment with a hospital or doctor of your choice
  • 24-hour secure access from anywhere in the world to manage your account at any time

What Does Senior International Travel Insurance Cost?

Travel insurance ranges in cost.  With that said, travel insurance for seniors can vary from $26.71 per person, per week on the low end up to $49.44 per week depending on:

  • Trip Length
  • Travelers Age
  • Trip Cost
  • Deductible Amount
  • Medical Coverage Amount 

What Does Seniors Travel Insurance Cover?

  • Hospital Room & Board
  • Intensive Care Unit
  • Surgery
  • Physician Visits
  • Diagnostic Procedures
  • Prescription Medication
  • Home Nursing Care
  • Medical Equipment
  • Continuation of Treatment Period
  • Emergency Medical Evacuation
  • Emergency Reunion
  • Non-Emergency Medical Evacuation
  • Return of Mortal Remains
  • Local Burial/Cremation
  • Political Evacuation
  • Inter-Facility Transportation
  • Natural Disaster
  • Terrorism
  • Accidental Death and Dismemberment
  • Common Carrier Accidental Death
  • Trip Interruption
  • Lost Luggage
  • Hospital Indemnity
  • Identity Theft
  • Felonious Battery
  • Local Ambulance Expense
  • Emergency Room
  • Sudden & Unexpected Reoccurrence of Pre-Existing Condition
  • Dental Emergency

Best Travel Insurance For Seniors


Suppose you’re a U.S. citizen over the age of 65 traveling outside the United States. In that case, you need to obtain travel medical insurance to protect you in case of emergency, injury, or illness. You also need a specific type of travel medical insurance that is Medicare friendly as well.

Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

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