Why You Need Visitors Insurance When Coming To The United States

Shawn Plummer

CEO, The Annuity Expert

Visitors insurance is a form of travel medical insurance for tourists and immigrants visiting or relocating to the USA. The coverage is the best health insurance for travel to the USA.

Buy Visitors Insurance

Apply for the best health insurance for travel to the USA.

Who Is Considered A Visitor?

Can Non-U.S. Citizens Buy Health Insurance?

The good news is that, although you are not a US citizen, you can still buy health insurance. Many non-US citizens will be able to obtain the protection they need for their family’s medical needs.

Helpful Tip: Non-U.S. citizens can get life insurance too.

Who Needs Visitors Insurance?

Non-U.S. residents (international tourists or foreign visitors) who need temporary health insurance coverage while traveling for business or pleasure to the United States.  Visitors’ health insurance is a comprehensive plan that provides medical coverage in case of sickness, accidents, emergencies, or evacuation.

Your domestic health insurance plans will not cover your medical expenses or dental expenses while traveling abroad.

Shop and compare Visitors Insurance here.

Who are Visitors Insurance For?

Visitors Insurance Is Also Known As

How much does visitors insurance cost?

Travel medical insurance policies to the United States range in cost.  To give you a rough idea, visitors insurance plans can start around $1 a day, depending on:

  • Trip Length
  • Travelers Age
  • Trip Cost
  • Deductible Amount
  • Medical Coverage Amount 

Best Travel Insurance For The US

 What treatments are covered?

  • Hospitalization
  • Room & Board
  • Intensive Care
  • Surgery
  • Physician Visits and Services
  • Radiology
  • X-rays
  • Prescription Drugs
  • Home Nursing Care
  • Medical Emergency Local Ambulance
  • Durable Medical Equipment
  • Dental Treatment
  • Emergency Medical Evacuation
  • Emergency Reunion
  • Return of Mortal Remains
  • Cremation
  • Burials
  • Return of Minor Children
  • Political Evacuation and Repatriation
  • Natural Disaster Evacuation.
  • Terrorism
  • Acute Onset of Pre-Existing Conditions
  • Urgent Care clinic
  • Walk-In Clinic
  • Physical Therapy
  • Hospital Emergency Room
  • Hospital Indemnity
  • Common Carrier Accidental Death
  • Accidental Death & Dismemberment
  • Identity Theft
  • Trip Interruption Coverage
  • Lost Luggage
  • Eligible Medical Expenses
  • Bedside Visits
  • Outpatient Surgical/hospital Facility
  • Laboratory
  • Chemotherapy/Radiation Therapy
  • Pre-Admission Testing
  • Reconstructive Surgery
  • Assistant Surgeon
  • Anesthesia
  • Chiropractic care
  • Extended Care Facility
  • Interfacility Ambulance Transfer
  • Traumatic Dental Injury
  • Emergency Eye Examination
  • Personal Liability
  • Pet Return
  • Small Pet Common Air Carrier Accidental Death Benefit
  • Natural Disaster


Suppose you live in the United States and have family members or friends from other countries visiting you. In that case, they will need to obtain Visitor Insurance coverage to cover any medical costs.

If you’re relocating to the United States from another country, you will need Visitor Insurance until you can obtain employer-sponsored health, dental, and vision insurance.

Shawn Plummer

CEO, The Annuity Expert

I’m a licensed financial professional focusing on annuities and insurance for more than a decade. My former role was training financial advisors, including for a Fortune Global 500 insurance company. I’ve been featured in Time Magazine, Yahoo! Finance, MSN, SmartAsset, Entrepreneur, Bloomberg, The Simple Dollar, U.S. News and World Report, and Women’s Health Magazine.

The Annuity Expert is an online insurance agency servicing consumers across the United States. My goal is to help you take the guesswork out of retirement planning or find the best insurance coverage at the cheapest rates for you. 

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