If you are traveling to the United States, you must have adequate insurance coverage. Unfortunately, many people do not realize this until it is too late. Medical expenses can quickly add up if you are injured or become ill in the United States. Visitor’s insurance is designed to help protect you from these costs. This guide will discuss what visitor’s insurance is and how the coverage works. We will also provide a few tips on how to choose the right policy for your needs.
What Is visitors Insurance?
Visitors insurance is a form of travel medical insurance for tourists and immigrants visiting or relocating to the USA. The coverage is the best health insurance for travel to the USA.
Who Is Considered A Visitor?
- Permanent Residents. Green Card Holders
- Temporary Green Card Holders
- Non-Resident Aliens living in the United States Full-Time
- Non-Resident Aliens living outside the United States
- Dual Citizens
- Asylum or Refugee Status
- Temporary Protected Status (TPS)
Can Non-U.S. Citizens Buy Health Insurance?
The good news is that you can still buy health insurance although you are not a US citizen. In addition, many non-US citizens can obtain the protection they need for their family’s medical needs.
Helpful Tip: Non-U.S. citizens can get life insurance too.
Who Needs Visitors Insurance?
Non-U.S. residents (international tourists or foreign visitors) who need temporary health insurance coverage while traveling for business or pleasure to the United States. Visitors’ health insurance is a comprehensive plan that provides medical coverage in case of sickness, accidents, emergencies, or evacuation.
Your domestic health insurance plans will not cover your medical or dental expenses while traveling abroad.
Who are Visitors Insurance For?
- Graduating seniors’ trips to the United States
- International college students studying in America
- Foreign au pairs and nannies working while in the US.
- US families sponsoring exchange students
- International vacationers coming to America
- Relatives or international travelers visiting from overseas
- Recently arrived immigrants
- Foreign visitors entering the United States for business.
Visitors Insurance Is Also Known As
- Insurance for Visitors to the USA
- Travel Insurance for Non-U.S. Residents
- Travel medical insurance for the USA
- Immigrant Insurance
- Immigrant Health Insurance
- Immigrant Medical Insurance
- Inbound Immigrant Insurance
- Visitor Insurance to the USA
- International Visitors Insurance
- American Visitor Insurance
How much does visitors insurance cost?
Travel medical insurance policies to the United States range in cost. To give you a rough idea, visitors insurance plans can start around $1 a day, depending on the:
- Trip Length
- Travelers Age
- Trip Cost
- Deductible Amount
- Medical Coverage Amount
What treatments are covered?
- Room & Board
- Intensive Care
- Physician Visits and Services
- Prescription Drugs
- Home Nursing Care
- Medical Emergency Local Ambulance
- Durable Medical Equipment
- Dental Treatment
- Emergency Medical Evacuation
- Emergency Reunion
- Return of Mortal Remains
- Return of Minor Children
- Political Evacuation and Repatriation
- Natural Disaster Evacuation.
- Acute Onset of Pre-Existing Conditions
- Urgent Care clinic
- Walk-In Clinic
- Physical Therapy
- Hospital Emergency Room
- Hospital Indemnity
- Common Carrier Accidental Death
- Accidental Death & Dismemberment
- Identity Theft
- Trip Interruption Coverage
- Lost Luggage
- Eligible Medical Expenses
- Bedside Visits
- Outpatient Surgical/hospital Facility
- Chemotherapy/Radiation Therapy
- Pre-Admission Testing
- Reconstructive Surgery
- Assistant Surgeon
- Chiropractic care
- Extended Care Facility
- Interfacility Ambulance Transfer
- Traumatic Dental Injury
- Emergency Eye Examination
- Personal Liability
- Pet Return
- Small Pet Common Air Carrier Accidental Death Benefit
- Natural Disaster
Health care in the United States can be expensive, so it’s essential to make sure you and your family are covered. In addition, if you’re hosting visitors from other countries, they will need to obtain Visitor Insurance coverage to protect themselves in an emergency. And if you’re moving to the US from another country, you’ll need Visitor Insurance until you can get employer-sponsored health insurance. To ensure you’re getting the best deal on your insurance plan, compare rates from different providers.
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