At What Age Do I Have to Withdraw From My Annuity?

Shawn Plummer

CEO, The Annuity Expert

Qualified Annuity Withdrawal Age

For a qualified annuity, you must start taking withdrawals at age 73. These withdrawals are known as Required Minimum Distributions (RMDs).

Nonqualified Annuity Withdrawal Age

There is no mandatory withdrawal age for nonqualified annuities.

When Do I Need To Withdraw From My Annuity

Annuity Withdrawal Requirements

Annuity TypeWithdrawal AgeNotes
Qualified Annuity73Must start RMDs
Nonqualified AnnuityNo mandatory ageWithdrawals at discretion


Understanding the withdrawal age for annuities is crucial for financial planning. Qualified annuities require RMDs starting at age 73, while nonqualified annuities offer more flexibility. Contact us today for a free quote.

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Shawn Plummer

CEO, The Annuity Expert

Shawn Plummer is a licensed financial professional, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

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