At What Age Does Term Life Insurance End?

Shawn Plummer

CEO, The Annuity Expert

Term Life Insurance Ending Age

Term life insurance ends when the policy term expires. The term length varies, typically ranging from 10 to 30 years. Once the term is over, the insurance coverage ceases unless the policy includes a renewal or conversion option.

Maximum age for purchasing term life insurance

The latest age to buy term life insurance varies by company. However, many insurers offer term life policies up to the age of 80. It’s important to check specific insurers for their age limits and terms.

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Term life insurance provides coverage for a specific period. The age at which you can no longer purchase or maintain a term life policy depends on the insurer’s guidelines, with some offering options up to age 80. Understanding these limits is crucial when planning for life insurance needs.

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Shawn Plummer

CEO, The Annuity Expert

Shawn Plummer is a licensed financial professional, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

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