Where Can I Buy Life Insurance?

Shawn Plummer

CEO, The Annuity Expert

Where Can I Buy Life Insurance?

1. Independent Local Insurance Agent

  • Advantages:
    • Personal touch and trust due to local presence.
    • Better understanding of local insurance needs and regulations.
  • Limitations:
    • Fewer resources and options compared to online brokers.

2. Independent Online Broker

  • Advantages:
    • Access to a vast range of options and competitive rates.
    • Ability to compare policies from multiple carriers.
  • Limitations:
    • Less personal interaction and guidance during the selection process.

3. Direct Purchase from an Insurance Company

  • Advantages:
    • Direct dealing with the insurance provider.
  • Limitations:
    • Restricted to the company’s own products.
    • Inability to compare with other carriers’ offerings.

Related Reading: When Can You Buy Life Insurance?

Why Buy With The Annuity Expert

  • Advantages:
    • Works with 50+ carriers and thousands of products.
    • Personalized consideration of individual circumstances for quotes.
    • Comprehensive support through the application process and policy duration.

Get a personalized quote in our marketplace

Conclusion

Choosing where to buy life insurance depends on your preference for personal interaction, the need for a wide range of options, and the desire for personalized service. Local agents provide a personal touch, online brokers like The Annuity Expert offer extensive choices and customized service, while direct purchases suit those looking for specific brand offerings.

Contact us today for a free quote.

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Shawn Plummer

CEO, The Annuity Expert

Shawn Plummer is a licensed financial professional, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

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