Who Provides the Best Returns on Annuities?

Shawn Plummer

CEO, The Annuity Expert

Understanding the KISS Method in Annuities

The Annuity Expert recommends the KISS method (Keep It Simple Stupid) for selecting annuities. This approach focuses on simplicity and reliability. It involves choosing annuities tied to well-known indexes such as the S&P 500, Nasdaq, and Dow Jones. The rationale behind this method is to maximize the chances of earning interest while minimizing the risk of not earning interest.

Top Recommended Annuity Providers

With a vast selection of over 1,000 annuity products, The Annuity Expert currently endorses several providers known for their reliability and performance:

  1. Athene: Offers competitive annuity products focusing on balance between risk and return.
  2. Oceanview: Known for its stable and consistent annuity offerings.
  3. Americo: Provides a range of annuity options with flexibility and robust returns.
  4. Lincoln Financial: Renowned for its strong financial backing and diverse annuity products.

These companies are known for offering annuities that allow investors to pay for higher upside potential while protecting the downside.

State Variability and Product Changes

It’s crucial to understand that annuity products vary by state, and the availability and features of these products can change over time. Therefore, getting up-to-date information tailored to your specific situation is important.

Contact The Annuity Expert for Personalized Advice

For personalized and real-time advice, contacting The Annuity Expert is recommended. They can provide the Top 3 products suited to your needs and circumstances.

Best Annuity Returns


Choosing the right annuity provider is crucial for securing your financial future. You can make a well-informed decision by following the KISS method and considering reputable companies like Athene, Oceanview, Americo, and Lincoln Financial. Remember, annuity products differ by state, and staying informed about the latest offerings is important. For customized advice, contact The Annuity Expert for guidance on the best annuities for your situation.

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Shawn Plummer

CEO, The Annuity Expert

Shawn Plummer is a licensed financial professional, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

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