How We Work

Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

If you’re considering buying an annuity or life insurance, The Annuity Experts can help. We understand the importance of finding the perfect product to meet your specific needs while ensuring you are getting the best coverage available at a competitive rate. With so many different products on the market, it can be difficult to pick which ones will be right for you; however, with our expertise and a full understanding of all available options, we can guide you to make the right decision. We have been helping customers select annuities and insurance since 2009 and have a proven track record of success. With us by your side, you can feel confident in making an informed decision that will protect your future.

Why Buy From The Annuity Expert

  • We have the largest selection of annuities in the United States.
  • We do not charge fees. We earn a predetermined commission from the insurance company and not your pocket.
  • We provide a “pressure-free” experience: no harassing phone calls, emails, and, most importantly, no SPAM!
  • Our product specialists research to find the best annuity or insurance policy based on the information you provide.
  • We help customers avoid making common mistakes when purchasing an annuity. (See below)
  • We patiently walk you through the annuity or an insurance policy, step-by-step, so you fully understand the product, providing confidence in the purchase.
  • From that point forward, we support you every year, helping you make decisions, and answering questions you may have.

How We Work

With access to over 1,000 annuity and insurance products, the Annuity Expert is your go-to source for finding the best policies for you. Our knowledgeable product specialists spend countless hours researching multiple options and companies to ensure you get the best coverage for your needs. After reviewing each recommendation thoroughly and selecting the best option, our team is here to explain how each policy works. And if you decide it’s right for you, our online application makes it fast and easy to submit directly to the insurance company. As a bonus, you can fund your policy directly with the insurance company, so your money never passes through us. After approval from the company, your policy will be delivered directly to you so you can manage the account going forward.

Common Annuity Mistakes

When buying an annuity, the choices can seem overwhelming, and mistakes can be costly upon retirement. That’s why turning to The Annuity Expert is so beneficial.

We specialize in helping consumers avoid the biggest mistakes when purchasing annuities, such as investing in an annuity product with inadequate growth potential, forking out money for unnecessary features, or buying an annuity that doesn’t generate sufficient income; all of which can lead to more debt and stress in the long run.

Additionally, we ensure you understand if any restrictions are applied to your money if you buy the annuity and that no hidden fees are attached to a contract before any purchase. By preventing these common blunders, The Annuity Expert gives you peace of mind that you’re making the soundest decisions when choosing an annuity product.

The Process

  • Step #1: Inquire below in the form. Please be detailed. The more details, the better we can help you find a solution.
  • Step #2: We will ask further questions about your goals to ensure you and our team are on the same page.
  • Step #3: Our team will provide a few options for you to choose from to reconfirm those needs mentioned prior.
  • Step #4: Select your annuity or insurance policy.
  • Step #5: We send you an application electronically.
  • Step #6: You send the funds directly to the insurance company. We do not handle any monies.
  • Step #7: We become your personal expert from now on.

Frequently Asked Questions

How do I make money?

We work on the honor system. I earn a predetermined commission directly from the insurance company (not you) for every application issued. We do not charge a service fee.

Do I charge a fee?

Nope. We make our revenue only if we sell you the product. With that said, we do not make a dime if you take our product recommendations to another financial professional, so please do not do that. We work very hard to find the best solutions just for you.

How do I make recommendations?

The Annuity Expert has product specialist teams researching the best annuities and insurance plans for your specific scenario.

Do I sell your information to other financial professionals?

No. Unlike other annuity and insurance websites, we are not a lead-generating service. Instead, you will be in communication with my internal team of insurance experts and me directly.

How Can We Help You?

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Shawn Plummer, CRPC

Chartered Retirement Planning Counselor

Shawn Plummer is a Chartered Retirement Planning Counselor, insurance agent, and annuity broker with over 14 years of first-hand experience with annuities and insurance. Since beginning his journey in 2009, he has been pivotal in selling and educating about annuities and insurance products. Still, he has also played an instrumental role in training financial advisors for a prestigious Fortune Global 500 insurance company, Allianz. His insights and expertise have made him a sought-after voice in the industry, leading to features in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, The Simple Dollar, U.S. News and World Report, Women’s Health Magazine, and many more. Shawn’s driving ambition? To simplify retirement planning, he ensures his clients understand their choices and secure the best insurance coverage at unbeatable rates.

The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates

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