Shop America’s Largest Selection of Annuities
You have found the best place to buy an annuity. We will sell you the best contract because we offer the largest selection of annuities in the United States. We do not work for the insurance companies—we work for you. This is a free service to you.
My National Producer Number (NPN): 15524738
Designation: CRPC® (Chartered Retirement Planning Counselor)
Licensed Expertise in All 50 States
Call us now at 770-755-1565 or schedule a free consultation below
Buying From an Independent Broker Beats Banks and Captive Agents
Most people assume banks, wirehouses, or “local agents” offer competitive annuities. They don’t.
Banks and captive agents are restricted to one company or a very short list of products. That means you’re seeing what they can sell, not what’s best in the market.
An independent annuity broker’s job is different: compare everything, eliminate the junk, and place the best-fit contract.
Independent Broker vs. Captive Agent
Independent Annuity Broker
- Access to 50+ insurance companies
- Unbiased recommendations
- Institutional-level annuity pricing
- Product comparison across the entire market
- Solutions customized by state, tax status, and income goal
Captive Agent or Bank
- Limited to 1 insurance company
- Incentivized to sell in-house products
- Fewer annuity structures and riders
- Higher long-term opportunity cost
- “One-size-fits-most” solutions
If your bank only shows you one annuity, you’re not being advised—you’re being routed.
Nationwide Service: Licensed Annuity Agent in All 50 States
Annuities are regulated at the state level, not federally.
That means the best annuity for you depends on where you live, how the product is filed in your state, and which carriers are approved to operate there.
We are fully licensed to provide annuity brokerage services in all 50 U.S. states, allowing us to:
- Access state-specific annuity contracts
- Compare the best rates available in your state
- Handle compliance, disclosures, and suitability correctly
No guesswork. No shortcuts. No “this is all we can offer here” excuses.
How We Secure Your Best Annuity Rate
Buying an annuity shouldn’t feel confusing or pressured. Our process is straightforward and methodical.
Step 1: Discovery
We evaluate your income needs, time horizon, liquidity requirements, risk tolerance, tax status (IRA vs non-qualified), and legacy goals.
Step 2: Market Scan
We compare offerings from top-rated insurers such as Athene, Allianz, and Nationwide—filtering out weaker contracts, unnecessary riders, and poor renewal structures.
Step 3: Secure Placement
We manage the rollover or 1035 exchange paperwork end-to-end to ensure your funds move correctly, tax-deferred, and without penalties.
You stay in control. We handle the complexity.
Specialized Annuity Solutions for Every Retirement Goal
We don’t “push” annuities—we match the tool to the job.
Fixed Annuities (MYGAs): Fixed annuities can provide guaranteed interest for a set period. Compare MYGA annuity rates alongside the contract’s guarantee period and withdrawal provisions.
Fixed Indexed Annuities (FIAs): Built for long-term growth and income planning. These provide index-linked upside with zero downside loss from market performance, plus optional lifetime income riders.
Immediate Annuities (SPIAs): For individuals who need income now, not later. Converts a lump sum into a predictable paycheck stream.
Lifetime Income Riders (GLWBs): Create a personal pension. Income you cannot outlive, without giving up control of your principal, like traditional annuitization.
Variable Annuities (VAs): Designed for investors seeking maximum growth potential through direct market participation. We review these policies specifically for fee transparency and investment selection to ensure the internal costs aren’t eroding your returns.
Long-Term Care Annuities (LTCAs): Built to solve the “use it or lose it” problem of traditional LTC insurance. These provide a pool of tax-free money for home health or nursing home care, while the principal remains an accessible asset if care is never needed.
Deferred Annuities: Designed for savers in their “accumulation phase” who want to maximize compound interest. These allow your principal and earnings to grow tax-deferred for years—or decades—before you decide to convert them into a retirement income stream.
Deferred Income Annuities (DIAs): For those who want to “buy a pension” for the future. You deposit funds now to lock in a guaranteed income stream that starts at a later date, providing a massive boost to your future retirement cash flow.
Qualified Longevity Annuity Contracts (QLACs): A specialized DIA designed for 401(k) or Traditional IRA owners. These allow you to defer Required Minimum Distributions (RMDs) until age 85, protecting your tax-advantaged savings while securing income for later in life.
We explain exactly how each option works—and when not to use them.
Facts About Buying Through an Independent Annuity Broker
You Pay No Direct Fees to Use Our Brokerage.
Annuity pricing is set by the insurance company. You do not pay us directly, and in many cases, independent brokers can access better-designed contracts than what’s available at a bank.
We Handle Your 401(k) and IRA Rollovers Tax-Free.
Rolling a 401(k) or IRA into an annuity is one of our core services. We ensure the transfer is done correctly and remains tax-deferred.
Our Licenses Are Nationally Verified.
You can verify our active standing in all 50 states through the National Insurance Producer Registry (NIPR) license lookup.
Buy Your Annuity Through a Licensed Expert Today
If you’re looking for:
- The highest-paying fixed annuity
- A contractually guaranteed lifetime income plan
- A second opinion on an annuity you already own
We’ll show you your real options—clearly, honestly, and without pressure.
Give us a call at 770-755-1565 or schedule a free consultation above