Carriers and Products
Choosing an insurance policy or a retirement vehicle is a long-term commitment. You aren’t just buying a piece of paper; you are buying a promise that a company will be there to protect your family or pay your income decades from now.
Our review directory is built on a “Company-First” philosophy. We believe you must first verify the financial strength and integrity of the carrier before you ever look at the “bells and whistles” of a specific product. Before you make a purchase, we highly recommend reading our guide on how insurance company ratings work and our updated list of insurance companies to avoid. You can also check out recent regulatory action against some insurance companies.
Below, you can browse our independent ratings of the top insurance companies in the industry, followed by deep dives into their specific product lines.
Insurance Company Reviews (Carrier Ratings)
We analyze the world’s leading insurance carriers to see how they stack up in the areas that matter most: financial solvency, claims-paying history, and customer satisfaction. Every company review includes current A.M. Best Ratings, Comdex Scores, and a “Trust Factor” assessment.
Retirement & Annuity Product Reviews
Retirement & Annuity Product ReviewsIf your goal is protected growth or guaranteed lifetime income, these reviews break down the complex math behind today’s most popular retirement contracts.
Fixed Index Annuities: See the real caps and participation rates.
Before checking out specific products, learn how we evaluate fixed index annuities.
- Allianz Benefit Control
- Allianz 222
- Allianz Accumulation Advantage
- Allianz Core Income 7
- Allianz Essential Income 7
- Allianz 360
- American Equity AssetShield Bonus 10
- American Equity AssetShield Bonus 10 With EBLR
- American Equity EstateShield 10
- American Equity IncomeShield 10
- Americo Elite 5
- Athene Agility
- Athene Ascent Pro 10
- Athene Performance Elite Series
- Axonic Trailhead
- EquiTrust Market Power Bonus
- Fidelity & Guaranty Safe Income Advantage
- Gainbridge OneUp
- Lincoln OptiBlend
- Midland Income Planning Annuity
- Nassau Protection Choice
- Nationwide Peak 10
- North American Flexible Premium Deferred Annuity
- North American NAC VersaChoice 10
- Oceanview Harbourview Fixed Indexed Annuity
- Oceanview CapLock
- Prudential PruSecure
- Symetra Freedom Income Annuity
- Allianz MasterDex X (No Longer Sold)
- Allianz MasterDex Plus (No Longer Sold)
- Allianz PowerDex Elite (No Longer Sold)
- Allianz PremierDex (No Longer Sold)
- Allianz Pro V1 (No Longer Sold)
- Allianz Endurance Plus (No Longer Sold)
- American Equity Bonus Gold (No Longer Sold)
- Aviva Income Preferred Bonus (No Longer Sold)
- Jackson Ascender Plus Select Equity Indexed Annuity (No Longer Sold)
- Voya Secure Index Five (No Longer Sold)
MYGAs: Find the best multi-year guaranteed rates.
- American Equity GuaranteeShield
- American Gulf Anchor MYGA
- American Life American Classic
- American National Palladium
- Americo Platinum Assure Series
- Aspida Synergy Choice MYGA
- Atlantic Coast Life Accumulation Protector PlusSM
- Atlantic Coast Life Safe Harbor Bonus Guarantee
- Atlantic Coast Life Safe Haven Bonus Guarantee Annuity
- Axonic Skyline MYGA
- Axonic Waypoint MYGA
- Brighthouse Fixed Rate
- CL Life Sundance MYGA
- Clear Spring Preserve MYGA
- Delaware Life Pinnacle Plus
- Fidelity & Guaranty Guarantee-Platinum MYGA
- Gainbridge FastBreak MYGA
- Gainbridge SteadyPace MYGA
- Global Atlantic SecureFore Fixed Annuity Series
- GILICO Guaranty Rate Lock
- Heartland Secure Rate MYGA
- Ibexis MYGA Plus
- Knighthead Staysail MYGA
- Liberty Bankers Heritage Premier MYGA
- Liberty Bankers Heritage Elite MYGA
- Lincoln MYGuarantee Plus
- MassMutual Ascend SecureGain MYGA
- Mountain Life Alpine Horizon
- Nassau MYAnnuity Series
- Nassau Simple Annuity
- North American NAC Guarantee Plus
- Northwestern Mutual The Select™ Fixed Annuity
- Oceanview Harbourview MYGA
- Ohio State Life Nex MYGA
- Oxford Multi-Select Annuity
- Pacific Guardian Diamond Head MYGA
- Revol One DirectGrowth MYGA
- Royal Neighbors MYGA
- Sagicor Milestone Max
- Sentinel Plan Personal Choice Annuity
- SILAC Secure Savings Elite
- Talcott EverStead MYGA
- The Standard Focused Growth Annuity
- Thrivent Multi-Year Guarantee Annuity
- Wichita National Security MYGA
- Western United Discovery
- Western United Discovery Plus
- Western United Future Select
Immediate Annuities: Compare payout rates and inflation protection.
- American Equity Immediate Annuity
- Athene Activate SPIA
- Canvas Forever Fund Annuity
- Corebridge American Pathway Immediate Annuity
- Fidelity Immediate Annuity
- Integrity Life Income Source Annuity
- Jackson Immediate Annuity
- Lincoln Financial Insured Income Annuity
- Pacific Life Pacific Income Provider
- State Farm Guaranteed Income Now
- USAA Protected Retirement Income Annuity
Fixed Deferred Annuities: Evaluate the true cost of death benefits and income riders.
- Athene Max Rate Fixed Annuity
- Corebridge Assured Edge IncomeBuilder
- Corebridge American Pathway
- Gainbridge ParityFlex
- Guardian Fixed Target
- Guardian SecureFuture Income
- Minnesota Life SecureOption Annuity Series
- State Farm Future Income Plus
- Symetra Select Max Fixed Deferred Annuity
- Symetra Select Pro
- Genworth SecureLiving Index 10 Plus (No Longer Offered)
RILAs: Contrast buffer protection depths against maximum loss floors.
Variable Annuities: Uncover hidden fees and sub-account performance.
- Allianz Index Advantage+
- Delaware Life Accelerator Prime
- Prudential’s FlexGuard
- Transamerica B-Share
- Jackson Perspective II Flexible Premium Variable (No Longer Sold)
Online Annuity Platforms: Brokers vs. Lead Generators
When you search for annuity information online, you will likely stumble across heavily advertised websites that look like insurance agencies but are actually lead generation platforms.
What is a Lead Generation Platform? These websites do not actually sell annuities, and they are not financial advisors. Their sole business model is to collect your personal information (name, phone number, email) and sell it to the highest-bidding insurance agents in your area. If you fill out a form on these sites, expect your phone to ring constantly from multiple salespeople.
How We Are Different (We Are Brokers) At The Annuity Expert, we are a licensed, independent brokerage. We do not sell your data to random agents. When you contact us, you work directly with our licensed retirement planners. We shop the market, do the math side-by-side, and actually help you buy the policy—staying with you for the life of your contract.
Before you give away your contact information online, read our transparent reviews on the internet’s largest annuity lead generation platforms to understand exactly what happens to your data:
Why Our Reviews Are Different
Most review sites are simply “brochure summaries.” We go deeper.
- Financial Strength Verification: We don’t just list products; we verify the company’s ability to pay.
- “Who It’s For” Analysis: Every product review ends with a clear verdict on the ideal buyer vs. who should stay away.
- Independent Updates: The insurance world changes fast. We regularly update our product reviews to reflect current interest rates, caps, and participation changes.
What You Should Do Next
If you’re considering buying annuities, life insurance, disability insurance, or long-term care insurance, don’t work through the insurance ratings and reviews alone. The Annuity Expert can help you understand which companies are financially strong and which products fit your needs.
Schedule a free consultation below, or give us a call at (770) 755-1565 to purchase coverage from reputable companies that fit your needs. We’ll compare ratings, explain risks, and help you save money while protecting your future.