Why People Contact an Athene Annuity Broker and Agent
Athene is one of the largest annuity carriers in the U.S., and many buyers already have an Athene product in mind—or already own one. Others reach out because they’ve been shown a proposal and want to be certain they understand the long-term trade-offs before committing.
Athene annuities change meaningfully by issue year, product line, and rider version. What looks similar on paper can behave very differently over time. That’s why people contact us before buying, for a second opinion, or to get clarity on an older Athene annuity they already own.
Why an Athene Appointment is Required
Athene is a powerhouse in the retirement services market, known for its financial strength (Rated A+ by S&P and A.M. Best) and its innovative investment strategies. Because Athene products—like the Performance Elite and Agility series—use advanced artificial intelligence (AI) indices and complex “laddering” strategies, they are available exclusively through appointed financial professionals.
Your Advantage with an Appointed Athene Representative
Athene’s “Performance-First” model requires a broker who can manage the technical side of the contract to ensure you actually capture the high rates they advertise:
- Managing the “Strategy Preset” Options: Athene offers three “Preset” modes: Conservative, Balanced, and Growth. As your broker, we help you choose between these. For example, the Growth preset automatically implements a “laddering” method across 1-year and 2-year strategies to maximize your participation in indices like the AI Powered US Equity Index (AiPEX).
- Executing the “Best Interest” Appendix A: As of January 1, 2026, Athene requires a specific Insurance Agent Disclosure for Annuities (Appendix A) for all new applications. This form must be signed by both the producer and the client to document that the product is the most suitable fit for your specific goals. We handle this legal filing to ensure your application is “In Good Order.”
- Built-in Income & Death Benefit (Agility): Athene’s Agility product is unique because it includes a built-in Income and Death Benefit rider at no additional cost. We explain how your “Benefit Base” grows differently than your “Accumulation Value,” ensuring you understand exactly how much you can withdraw later in life.
- Bailout Cap Protection: Many Athene contracts include a Bailout Feature. If Athene ever drops their 1-Year Point-to-Point cap below a specific “Bailout Rate,” we have a 30-day window to move your money out of the contract without any surrender charges. We monitor these rates for you as part of our ongoing service.
What We Do as Licensed Athene Annuity Brokers and Agents
We are licensed Athene annuity agents in all 50 states and operate as an independent annuity brokerage.
We specialize in:
- Athene annuity contracts—current and legacy
- Helping clients buy Athene annuities
- Providing second opinions before contracts are finalized
- Assisting with existing and older Athene annuity policies
Our role is to ensure the annuity contract actually aligns with the purpose it’s intended to serve.
- My National Producer Number (NPN): 15524738
- Designation: CRPC® (Chartered Retirement Planning Counselor)
- Athene Agent Number: SQG52
Call us now at 770-755-1565 or get a free quote below
If You’re Looking to Buy an Athene Annuity
If you’re ready to purchase, we’ll help you:
- Confirm the annuity structure matches your objective
- Understand exactly how the contract works before issuance
- Review rider options, income features, and trade-offs
- Clarify liquidity limits, surrender schedules, and restrictions
Annuities are long-term commitments. Getting the structure right upfront matters.
If You Want a Second Opinion on an Athene Annuity
Many people contact us after receiving an Athene annuity illustration or proposal.
In these cases, we:
- Review the specific Athene annuity you were shown
- Explain the rules and mechanics in plain language
- Identify issue-year and rider differences that affect outcomes
- Confirm whether the annuity actually fits your situation
A second opinion reduces the risk of committing to the wrong contract version.
If You Already Own an Older Athene Annuity
We regularly assist Athene policyholders who purchased annuities years ago and need clarity.
We can:
- Review your in-force Athene contract and explain how it works today
- Clarify income provisions, withdrawal rules, and anniversaries
- Explain how older Athene contracts differ from newer offerings
- Help you understand your options without pressure
Legacy Athene annuities often operate very differently from current designs.
Who This Service Is Designed For
This is right for you if:
- You want to buy an Athene annuity with professional guidance
- You want a knowledgeable second opinion before committing
- You already own an Athene annuity and need clarity
- You want to work with a licensed, carrier-specific specialist
This may not be a fit if:
- You’re not ready to discuss annuities
- You don’t want contract-level guidance
- You prefer not to review details
Why Work With Us
- Licensed Athene annuity agents in all 50 states
- Extensive experience with legacy and current Athene annuity contracts
- One point of contact for buyers and existing policyholders
- Focused on accuracy, clarity, and long-term alignment
We don’t rush decisions. We make sure the contract is right.
Speak to an Athene Annuity Broker and Agent Today
Whether you are:
- Buying an Athene annuity
- Seeking a second opinion
- Needing help with an existing Athene annuity contract
👉 Contact The Annuity Expert to speak with a licensed Athene annuity broker and agent before you make your next move.
Call us now at 770-755-1565 or schedule a free consultation below
Book A Free Consultation
Get help from a licensed financial professional. This service is free of charge.
Let Us Answer Your Questions
Not quite ready for a meeting, but you have a question that needs answering? We’re happy to help. Leave an inquiry below, and one of our staff will respond via email.